Loan Officer

Sandy Novak

Loan Officer

NMLS #535383

Loan Officer

Sandy Novak

Loan Officer

NMLS #535383
my simple loan account

Loan Officer

Sandy Novak

Loan Officer

NMLS #535383

Loan Officer

Sandy Novak

Loan Officer

my simple loan account
Loan Officer Sandy Novak Pennsylvania

Sandy Novak
Atlantic Home Loans

Loan Officer

★★★★★
"Simple, painless and quick. Second time financing with AHL. My mortgage specialist Sandy was a pleasure to deal with."
- Delta V.

I am here to help!

I was born and raised in the Lehigh Valley and love doing mortgages in this area. I graduated from Notre Dame HS and then Northampton Community College with a Business Management degree in 1992. I have been married to my best friend, John, since 1994 and we have 4 children (Johnny, Kyle, Ryan, and Kaitlyn). In April 1993 I started my mortgage career in a small mortgage office as a Case Opener and found the industry to be very fast-paced and exciting.

As I grew within the company I quickly became a Processor and then received my certifications to be an Underwriter, including my FHA DE Underwriting Authority. In 1996, when we had our first child, I wanted to use my skills and knowledge to move into sales so I could spend more time with my family and make my own schedule. That’s when I started to Originate loans as a Mortgage Consultant and have loved it ever since.

I get to use my people skills and also educate customers on the different options of financing so we can decide together what program is the best for them and their financial goals. I treat my customers and referral partners the way I would want to be treated and help them during the most important financial transaction of their lives.

I know how important it is to keep everyone informed during the mortgage process, love to attend my settlements, and keep in touch with customers long after they have closed on the loan. Buying a home can be overwhelming and frustrating without a knowledgeable Loan Officer in Bethlehem, PA. Give me the opportunity to work for you and I promise to provide you with peace of mind knowing things will be done right!

Come meet one of the best loan officers in Bethlehem, PA today. Give us a call to start. We look forward to helping you and your family find the home of your dreams.

Your Dream. Our Journey Together.

Customer Stories

★★★★★
"Amazing service, always available and met all of my.needs during my home buying process. Would highly recommend their services to anyone purchasing a home!"
- Stephen C.
★★★★★
"Sandy Novak & Gina Smith were absolutely wonderful to work with. Their professionalism and effective communication was above and beyond my expectations. I had a difficult file due to a foreclosure home, but that did not stop the team from reaching out to all parties involved to get answers so my transaction could go as smooth as possible. They made me feel part of the team while communicating with me every step of the way and explaining each step of the process in detail. I would highly recommend Sandy & Gina to all friends and family. Thank you Sandy & Gina!!!"
- Brooke M.
★★★★★
"Working with Sandy Novak was wonderful! She made it absolutely painless with the online portal. I could upload all needed documentation there. She held my hand through the process. You would be foolish to use anyone else!!!"
- Shannon P.

The AHL Loan Officer Team is one of the best in the country! We combine excellent customer service with the latest technology to give you the best product possible.

What does Powered by Atlantic Home Loans mean?

AHL is a well-capitalized mortgage bank that offers a wide range of loan products to suit nearly any situation. We are also small enough to allow our loan officers to sit down and review your loan, one on one, with our underwriters. At AHL, you’ll get the personalized service and quick turn-around that is just second to none.

We know there are many choices in the marketplace and we truly appreciate the opportunity to provide you with home loan financing. Let’s take the home loan journey together!

The AHL Loan Officer Team is one of the best in the country! We combine excellent customer service with the latest technology to give you the best product possible.

What does Powered by Atlantic Home Loans mean?

AHL is a well-capitalized mortgage bank that offers a wide range of loan products to suit nearly any situation. We are also small enough to allow our loan officers to sit down and review your loan, one on one, with our underwriters. At AHL, you’ll get the personalized service and quick turn-around that is just second to none.

We know there are many choices in the marketplace and we truly appreciate the opportunity to provide you with home loan financing. Let’s take the home loan journey together!

Loan Officer Sandy Novak Pennsylvania

Loan Officer

Sandy Novak

Loan Officer

Atlantic Home Loans

NMLS #535383
eFax: 610-465-8769
Loan Officer Sandy Novak Pennsylvania

Loan Officer

Sandy Novak

Loan Officer

Atlantic Home Loans

NMLS #535383
eFax: 610-465-8769