Jay DeCarlo
Atlantic Home Loans
Branch Manager
★★★★★
"I signed everything this morning. I want to thank you so much for an easy experience, your attention to detail, your patience and your willingness to explain anything I had a question about. I'm so happy I did this and so happy that Rebecca recommended you! I'm sure we'll be in touch again!"
- Jean W.
I am here to help!
Division Production Manager/Retail for a privately held Retail Mortgage Banking Correspondent Lender. Responsible for growing Atlantic Home Loan Division production and for creating new market opportunities by recruiting Retail Branches, Loan Officer Production Teams, and Operation Staff in our current East Coast footprint and in new markets throughout the country. Strategically migrated Broker Owner Branches to Retail Branches by managing all phases of the transition including, licensing, system training, compliance, pricing, compensation, and financial reporting. Successfully integrated new Sales teams, Loan Officers, and Ops staff by coordinating their transition to AHL. Mortgage experience spans over 30 years evenly divided between Retail and Wholesale Channels. Professional Experience includes: Loan Officer, Branch Manager, Regional Manager, Division Manager, and National Production Manager. Business philosophy is built on building strong business relationships with employees and customers while leveraging a national network of business associates, colleagues, and mortgage industry friends.Your Dream. Our Journey Together.
Customer Stories
The AHL Loan Officer Team is one of the best in the country! We combine excellent customer service with the latest technology to give you the best product possible.
What does Powered by Atlantic Home Loans mean?
AHL is a well-capitalized mortgage bank that offers a wide range of loan products to suit nearly any situation. We are also small enough to allow our loan officers to sit down and review your loan, one on one, with our underwriters. At AHL, you’ll get the personalized service and quick turn-around that is just second to none.
We know there are many choices in the marketplace and we truly appreciate the opportunity to provide you with home loan financing. Let’s take the home loan journey together!
The AHL Loan Officer Team is one of the best in the country! We combine excellent customer service with the latest technology to give you the best product possible.
What does Powered by Atlantic Home Loans mean?
AHL is a well-capitalized mortgage bank that offers a wide range of loan products to suit nearly any situation. We are also small enough to allow our loan officers to sit down and review your loan, one on one, with our underwriters. At AHL, you’ll get the personalized service and quick turn-around that is just second to none.
We know there are many choices in the marketplace and we truly appreciate the opportunity to provide you with home loan financing. Let’s take the home loan journey together!
Mortgage Calculator
Calculate your Monthly Mortgage Payment
Use our Mortgage Calculator below to estimate your monthly mortgage payment. You can input a different home price, down payment, loan term, and interest rate to see how your monthly payment changes.
I am ready to answer any questions you may have!
Start your home buying research with our mortgage calculator.
A mortgage payment calculator is a powerful home buying tool that can help you estimate your monthly payments.
Create down payment scenarios
Adjust your down payment size to see how much it affects your monthly payment. For instance, would it be better to have more savings after purchasing the home? Compare realistic monthly payments beyond just principal and interest.
Calculate mortgage rates
Knowing that rates can change daily, consider the impact of waiting to improve your credit score in exchange for possibly qualifying for a lower interest rate. Click the “Calculate” to see an interactive graph showing the estimated Amortization schedule and cost breakdown.
Loan Officer
Jay DeCarlo
Atlantic Home Loans